ATO but it’s Social Media

Imagine waking up to finding your PayPal drained or your business page locked, hijacked, or deleted.

This is the new face of cybercrime, social media account takeover, and it’s costing people far more than just likes or followers.

 Account takeovers aren’t just hitting emails and systems anymore, they’re happening through Instagram, Facebook, and TikTok, with real financial consequences.

Most of us have one or all of our social media accounts linked to payments, PayPal, Apple Pay or banking apps.

And yet, social platforms are often treated as “low risk” when it comes to fraud monitoring, compliance, and even digital forensics.

But that’s changing and fast.

We’re seeing a shift where traditional fraud typologies are blending with social engineering and digital impersonation at larger scales.

Hacked profiles are being weaponised to run crypto scams, mule recruitment, phishing funnels, and even synthetic ID onboarding through DMs.

The convergence of social identity, financial access, and platform reach creates a potent new risk surface, one that compliance, fraud, and cyber and operational teams need to start tracking together.

This isn’t just a cybersecurity issue.

It’s a FinCrime evolution that we all need to be aware and ahead of.

To strengthen your personal and commercial defences with tailored solutions, I welcome the

opportunity to connect.

Clarity Compliance. Confidence.

JOA Solutions.